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Independent Benefit Consultancy Ltd


Firm Reference Number - 522390

Registered Company Number - SC375095

In Liquidation Since - 20/04/2021



Independent Benefit Consultancy Ltd (IBC) is now in liquidation.  Have you been a victim of their pension transfer advice?


IBC was based in Glasgow and have transferred thousands of final salary pensions.  You may have been referred to them by your own financial advisor.


Transferring out of a defined benefit pension can cause you to lose valuable benefits and even lose money in your pension.  Pension holders are often unaware that they have been victims and have had substantial losses.


Large numbers of pensions had been moved from Local Government Pension Schemes (LGPS) like the Lothian Pension Fund, the Falkirk Council Pension Fund, the Dumfries and Galloway Pension Fund & the Strathclyde Pension Fund.  Diageo and Pilkington Glass are two of the the many  other defined benefit final salary schemes known to have a large amount of pension transfers.



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A large percentage of pension were transferred to PruFunds, known for their high fees.  Many people saw as much as 20% off the value of their pension lost.  This coupled with the ongoing fees charged by IBC cost pension holders a lot of money.


In October 2020 the FCA, the UK's financial regulator stripped IBC of their final salary defined benefit pension transfer permissions.


Independent Benefit Consultancy Ltd has gone into liquidation.  It has stopped taking on new business but has to continue to meet FCA standards in dealing with its customers.


If  you have worked with Independent Benefit Consultancy Ltd to transfer your pension or any other financial matter, you could be entitled to compensation for your losses.  Please fill out our registration form so that a licensed claims management specialist can evaluate your case.


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You do not need to use any third party to present a claim to either The Financial Ombudsman Service (FOS) or the Financial Services Compensation Scheme (FSCS). You can make your own representation to them and their services are free.

Tower Hill Group Ltd is a limited company registered in England & Wales, registration number 12620190.

Tower Hill Group Ltd is registered with the Information Commissioners Office (ICO), registration number ZA760652.

The registered office is Kemp House, 152-160 City Road, London, UK, EC1V 2NX.